Transaction capability
Transaction interface
As a main account, you are allowed to manage your sub-account transaction, from transaction creation to refund request.
Payment processing
API - using on-behalf information
Send money / Payout
API - using on-behalf information
Dashboard (for invited sub-account only)
Payment identity
Retailers which have multiple outlets
KYC:
(A) Retailers Main Account
Non-KYC:
(B) All outlets as sub-account
Show Retailers Main account name
PG Reseller which host multiple different company / entity
KYC:
(A) PG Reseller as Main Account
(B) Company 1
(C) Company 2
Show respective company identity when each processing their payment
Derived Payment Identity
Non-KYC Sub-account inherits payment identity from the Main Account. It means the accountability and responsibility of any transaction (in and out) on the Non-KYC sub-account belongs to the Main Account (your account)
Split and Route Payment
One of the key capabilities of the Account and Balance management product is to accept payments, then automatically split and re-route the funds automatically from the Main Account / Sub-account account to the Main Account / other Sub-account account.
Example Use Case:
Marketplace
Flows of payments from end-customers which need to be distributed to
The Marketplace,
3PL partners, and
product provider/seller
Tech Enabled Industry / SaaS Platform
Two examples, they are
A referral model, when your user refers new activated (or paid) user, then your user will get some credit
A restaurant with a food delivery service where the payment delivery fee needs to be distributed to the freelance courier — let's use this scenario for illustration
