> For the complete documentation index, see [llms.txt](https://pivot-payment.gitbook.io/pivot-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pivot-payment.gitbook.io/pivot-docs/payouts/get-started.md).

# Get Started

Enables businesses to transfer funds seamlessly to a wide range of destinations with a single integration. With just a simple setup, you can disburse funds to:

* Domestic Bank Accounts – across major banks in Indonesia
* E-Wallets – including DANA, GoPay, ShopeePay, OVO, and more
* Virtual Accounts 
* International Destinations – for cross-border transfers

Whether you're paying customers, vendors, or employees, our Payout API is designed to support fast, reliable, and scalable fund transfers for both single and bulk disbursement use cases.

## Use Cases

* Fintech: Loan Disbursement to Borrowers
* SaaS: Revenue Sharing / Affiliate Payouts
* Travel: Refunds and Vendor Settlements
* Invoicing: Invoice Payment to Vendors

## Integration Options

We offer two flexible ways to integrate our payout service, designed to suit both technical teams and business users. Whether you're a developer building automation or an operations team looking for a plug-and-play solution, we've got you covered.

### No-Code Payout (via Dashboard)

For teams that want to start quickly, no engineering is required.

Key Features:

* Web dashboard with simple UI
* Upload payouts via Excel/CSV
* Instant transfers
* View transaction history and download reports
* Ideal for ad-hoc or smaller batch payouts

Best For:

* Finance & operations teams
* SMEs
* Businesses in pilot/testing phase

### API Integration

For businesses with technical capabilities that need automation at scale.

Key Features:

* Fully programmable and scalable
* Supports single and bulk payouts
* Real-time status tracking
* Webhook notifications for status updates
* Secure and authenticated using API keys or tokens

Best For:

* Fintechs
* Marketplaces
* SaaS platforms
* High-volume or recurring disbursement use cases

Choose the option that best fits your workflow. You can even start with the no-code version and switch to API later as you scale.

<br>

<br>

<br>