> For the complete documentation index, see [llms.txt](https://pivot-payment.gitbook.io/pivot-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pivot-payment.gitbook.io/pivot-docs/solutions/business-as-platform/accept-payment-on-behalf.md).

# Accept Payment on behalf

Onboard your Merchant as Sub-account, receive payment, and flexible to charge fee

<figure><img src="https://2718617217-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FiHesjp5kAF7oHjPhNYfo%2Fuploads%2F1mF3t2oHb5AoqvOjvOXe%2Fimage.png?alt=media&amp;token=d60fc50e-ea07-43d4-bfdb-ba88ec4256da" alt=""><figcaption></figcaption></figure>

## Suitable for&#x20;

Payment Aggregator, E-commerce Platform, Booking platform, SaaS

## Implementation Step

{% stepper %}
{% step %}

### Onboard your Merchant as a Sub-account

* Define your Sub-account type\
  [KYC vs Non-KYC Account](/pivot-docs/account-and-balance-management/kyc-vs-non-kyc-account.md)
* Onboard your Sub-account
  * Via Dashboard\
    <https://dashboard.pivot-payment.com/platform>
  * Via API\
    [Sub-account Management](/pivot-docs/api-references/api-lists/account-and-balance/sub-account-management.md)
    {% endstep %}

{% step %}

### Start Accepting Payment on behalf

* Choose your Payment Mode and Integration\
  [Accept Payment](/pivot-docs/payments/accept-payment.md)
* Route the transaction to your selected Sub-account\
  [Activity on behalf-of Sub-account](/pivot-docs/api-references/api-lists/account-and-balance/sub-account-management/activity-on-behalf-of-sub-account.md)
  {% endstep %}

{% step %}

### Charge Fee to your Merchant (*\*optional*)

Configure the fee scheme charged to your Merchant

[Split Payment and Routing](/pivot-docs/api-references/api-lists/account-and-balance/split-payment-and-routing.md)
{% endstep %}

{% step %}

### Withdrawal

Withdraw funds from your Sub-account's balance

* Via Dashboard:&#x20;
  * Log in to Pivot Dashboard as Sub-account
  * Withdraw your Sub-account's balance\
    [Accept a Payment](/pivot-docs/quick-start/accept-a-payment.md#withdraw-your-funds)
* Via API:
  * Select your source Sub-account balance to withdraw\
    [Activity on behalf-of Sub-account](/pivot-docs/api-references/api-lists/account-and-balance/sub-account-management/activity-on-behalf-of-sub-account.md)
  * Withdraw your Sub-account's balance\
    [Withdrawal](/pivot-docs/api-references/api-lists/account-and-balance/withdrawal.md)
    {% endstep %}
    {% endstepper %}