> For the complete documentation index, see [llms.txt](https://pivot-payment.gitbook.io/pivot-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pivot-payment.gitbook.io/pivot-docs/api-references/api-lists/wallet-account-linkage.md).

# Wallet (Account Linkage)

Customizable digital wallet solution, allowing you to brand and tailor to your business needs.<br>

## How it works:

* Create and bind Pivot Pay account to your app
* Create transaction (top up, merchant payment, QRIS payment, etc) from your app using Pivot Pay balance

<figure><img src="https://627965603-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FImVr2HJay0snj5ukhBJK%2Fuploads%2FFnLpnt69ChHYaehnkXX8%2Fimage.png?alt=media&amp;token=d8846291-5069-4f5a-930f-0ce4d88182f7" alt=""><figcaption></figcaption></figure>

## User Activation

<figure><img src="https://627965603-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FImVr2HJay0snj5ukhBJK%2Fuploads%2FgeSDLI12zKjqSv5isXzp%2Funknown.png?alt=media&amp;token=e53eb79d-e9b6-45d2-bbab-44409c65744b" alt=""><figcaption></figcaption></figure>

## Top Up

<figure><img src="https://627965603-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FImVr2HJay0snj5ukhBJK%2Fuploads%2FtRBBkjUlobbH8hXZD2aK%2Funknown.png?alt=media&amp;token=d5d2529f-5112-4f4b-af5c-e265a799e484" alt=""><figcaption></figcaption></figure>

## Merchant Payment

<figure><img src="https://627965603-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FImVr2HJay0snj5ukhBJK%2Fuploads%2FohbCAwxRcAWqtUPLChQQ%2Funknown.png?alt=media&amp;token=084ac382-0a68-412e-b2fd-c40fbf46c257" alt=""><figcaption></figcaption></figure>

QRIS Payment

<figure><img src="https://627965603-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FImVr2HJay0snj5ukhBJK%2Fuploads%2FXYUqGog2CWmk98wpDouN%2Funknown.png?alt=media&amp;token=4e30157e-95e5-499f-bd32-e4c060938ae4" alt=""><figcaption></figcaption></figure>

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