> For the complete documentation index, see [llms.txt](https://pivot-payment.gitbook.io/pivot-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pivot-payment.gitbook.io/pivot-docs/api-references/api-lists/refunds/refund-simulation.md).

# Refund Simulation

| Scenario                                                      | Client Reference ID (clientReferenceId) | Account Number (accountNumber) |
| ------------------------------------------------------------- | --------------------------------------- | ------------------------------ |
| Refund direct to bank transfer success                        | any                                     | 999966660001                   |
| Refund failed to channel, fallback to bank transfer success   | 1001-{{your reference}}                 | 999966660001                   |
| Refund failed to channel, fallback to bank transfer fails     | 2001-{{your reference}}                 | 999966660008                   |
| Refund direct to bank transfer fails due to account not found | 2002-{{your reference}}                 | 999966660002                   |